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If you’re wondering how to get college loans out-of your credit report, it’s important to know when that’s possible and when it’s not.

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Write a dispute letter: It’s best to complete this process in writing, so you have a paper trail you can refer back to in the future if needed.

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All you need to do is file an account dispute with each of the three credit bureaus, and they’ll be required by law to follow up with the loan

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Yes, but maybe not by much. Upon successful completion of a rehabilitation plan, the default notation should be removed from your personal credit record.

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ount due is removed from the bank account on time each time. Many times, the creditor offers income-based repayment plans.

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Remember that only incorrect items can be removed. … the non-payment of a student loan or credit card), will still appear.

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Depending on which credit bureaus a debt collector or creditor reports to, a charge-off could show up on just one or all three of your credit history. How to …